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600 Lake Air Suite 1B Waco, Texas 76710

Charles@McCullochTeam.com |   254.304.5520

NMLS# 1281536

Copyright © 2019 McCulloch Team created by Social Media Cowboys

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
 
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.  HMDA data for many other financial institutions are also available online.  For more information, visit the Consumer Financial Protections Bureau’s Web site www.consumerfinance.gov/hmda

Residential Mortgage Loan Originator

Looking for a mortgage lender in the Waco, Texas area?  At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you. Not all buyers are created equal, and if by chance you are not in a position to purchase a home right now, we can advise you on how to get “Mortgage Ready“.

 

What Loan Is Right For You?

 

Conventional, FHA, VA, and USDA home loans are all available and our experience can help you find the mortgage loan that benefits you the most. We provided home financing for ALL of Texas and surrounding states.

 

Give us a call today! We’ve helped thousands find the key to homeownership and we can help you as well.  Pre-qualifying is quick and easy. Within a few short minutes we can tell you how much you’ll qualify for, what your out of pocket expenses will be, and an estimate of your monthly payments.

 

We advise you as if it were us buying the home and treat you the way we would want to be treated. Don’t make shopping for a mortgage loan harder than it has to be. We will guide you through the whole loan process, from pre-qualifying to closing and beyond. We want to be your “Lender for Life.”

 

As your mortgage advisor, I am backed by a world-class team of loan assistants, processors, underwriters and closing specialists.

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We are able to deliver smarter loan options because we are highly trained, and we understand the industry inside and out. My team and I will take the time to listen and understand your specific situation so that we can offer mortgage solutions that are tailored to your needs and goals. My team and I are 100% committed to making your home finance dreams a reality.

The McCulloch Mortgage Team

 CONTACT US

For any inquiries, please call or email us:

Office: 254.304.5520

Email: Charles@McCullochTeam.com

our address

600 Lake Air Suite 1B

Waco, Texas 76710

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